Welcome to the ICVM Group website (the "Site"). By using the Site, you agree to follow and be bound by the following terms and conditions concerning your use of the Site ("Terms of Use") and our Privacy Policy. We may revise the Terms of Use and Privacy Policy at any time without notice to you.

Areas of the Site may have different terms of use posted. If there is a conflict between the Terms of Use and terms of use posted for a specific area of the Site, the latter shall have precedence with respect to your use of that area of the Site.

1. Use of Website Information
You may download, view, copy and print documents and graphics incorporated in these documents (the "Documents") from the Site subject to the following: (a) the Documents may be used solely for personal, informational, non-commercial purposes; and (b) the Documents may not be modified or altered in any way. Except where your use constitutes "fair use" under copyright law, you may not otherwise use, download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit or distribute any information from this website in whole or in part without the express authorization of ICVM Group.

2. Passwords and Security
You are responsible for maintaining the confidentiality of any password(s) you are given to access the Site, and are fully responsible for all activities that occur under your password(s). You agree to notify ICVM Group immediately of any unauthorized use of your password(s).

ICVM Group is concerned about the security of personal information we have collected from you and has taken reasonable steps to prevent unauthorized access to that information.

3. Termination of Use
You agree that ICVM Group may, in its sole discretion, at any time terminate your access to the Site and any account(s) you may have in connection with the Site. Access to the Site may be monitored by ICVM Group.

4. Third Party Websites, Content, Products and Services
The Site provides links to websites and access to content. You agree that ICVM Group is not responsible for the availability of, and content provided on, third party websites. You should refer to the policies posted by other websites regarding privacy and other topics before you use them. You agree that ICVM Group is not responsible for third party content accessible through the Site, including opinions, advice, statements and advertisements, and understand that you bear all risks associated with the use of such content. If you choose to purchase any products or services from a third party, your relationship is directly with the third party. You agree that ICVM Group is not responsible for: (a) the quality of third party products or services; and (b) fulfilling any of the terms of your agreement with the seller, including delivery of products or services and warranty obligations related to purchased products or services. You agree that ICVM Group is not responsible for any loss or damage of any sort you may incur from dealing with any third party.

5. Disclaimer
Except where expressly provided otherwise, the site, and all content, materials, and information are provided on an "as is" and "as available" basis. ICVM Group expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement. ICVM Group makes no warranty that: (a) the site will meet your requirements; (b) the site will be available on an uninterrupted, timely, secure, or error-free basis.

Any content, materials, information or software downloaded or otherwise obtained through the use of the site is done at your own discretion and risk. ICVM Group shall have no responsibility for any damage to your computer system or loss of data that results from the download of any content, materials, information or software.

ICVM Group reserves the right to make changes or updates to the site at any time without notice.

6. Limitation of Liability
In no event shall ICVM Group be liable for any direct, indirect, incidental, special or consequential damages, or damages for loss of profits, revenue, data or use, incurred by you or any third party, whether in an action in contract or tort, arising from your access to, or use of, the site.

Some jurisdictions do not allow the limitation or exclusion of liability. Accordingly, some of the above limitations may not apply to you.

7. Indemnity
You agree to defend, indemnify and hold harmless ICVM Group, its officers, directors, employees and agents from and against any and all claims, liabilities, damages, losses or expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of the Site.

8. Privacy
ICVM Group adheres to the highest standards of ethics in all its operations. We apply fundamentally sound principles in protecting Internet privacy, and do not collect or retain information from minors.

The Site gathers personal information on a voluntary basis, and will be used only for internal marketing purposes. ICVM Group will not sell, rent or lease your personal information to others. ICVM Group contracts with third-party service providers who are required to keep confidential the information received on behalf of ICVM Group and may not use it for any purpose other than to carry out the services they are performing for us without your permission. Appropriate, industry-standard hardware, software and managerial procedures have been implemented to safeguard any and all data collected on the Site.

9. Applicable Laws
All matters relating to your access to, and use of, the Site shall be governed by U.S. federal law or the laws of the State of New York. Any legal action or proceeding relating to your access to, or use of, the Site shall be instituted in a state or federal court in Suffolk County, New York. You and ICVM Group agree to submit to the jurisdiction of, and agree that venue is proper in, these courts in any such legal action or proceeding.

10. Copyright Information
Copyright © 1996-2011, ICVM Group, Inc. All rights reserved.

11. Contact Information
If you have any questions regarding these Terms of Use, please contact ICVM Group at info@icvmgroup.com. If you have any other questions regarding the Site, please contact ICVM Group.

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